magyar_saman: (raven)
We're moved in. Finished up cleaning at the old place Sunday. Now we're waiting to get a hold of the lawyer to turn the keys in; we've called and called and nobody has answered.

Shriveled old lady thinks we're paying lot rent for July and I have news for her: We were out on the 30th. We slept in our new digs on the 30th. The only reason anyone was back at that house on the 1st was to make sure the standard of cleaning complied with our court agreement.

She can kiss my royal ass.

Both M and I are in pretty rough shape. It's mostly physical but there's some mental, too. We have a sea of boxes but I'm sure after a few days rest we'll be able to start unpacking. I've already gotten some little stuff out and into cabinets.

We're waiting for them to turn on the gas; in the meantime, very short, cold showers are the the order of the day. BRISK! Good thing we have a microwave or we wouldn't be able to cook at all.

Furbabies are all doing well and liking their new digs.

The repairmen still have some work to do but for the most part we're doing okay.
magyar_saman: (Default)
I have been reading, with some interest, the book "The Sociopath Next Door" by Martha Stout, Ph.D.

It isn't that I've never encountered sociopaths before. Hell - my biological father was one. One of my boyfriends in adult life was one, and one of my husbands was one. Yet another, a female, shook me down for $56,000 and sent me into bankruptcy. I've had more than my share of pain from sociopathic individuals.

So today I go to the web and do some research on Bette Goldenring. What I find does not speak of a sociopath at all, but a woman who is very concerned about the downtrodden around her, even as she lives in a bright, beachside home with a spectacular view of the ocean.

She is also not poor; further research reveals a "Goldenring Trust" which likely includes funds as well as real estate (found a house in Nevada listed under the Trust).

She is also involved in Habitat for Humanity - an organization that usually assists people just like me.

For all intents and purposes, you'd say she's a Pillar of her Community as well as a Philanthropist and Generous. She joined the Peace Corps in her 60s, and helped teach Hungarians - MY people - English. She's been involved in Habitat for Humanity projects down in Mexico; in fact, that's the only picture I found of the woman, one taken when she was involved in a project in Mexico.

I am sorry but I am going to be the one to put a real dent in her Do-Gooder armor: When it comes down to the wire, Bette Goldenring can be as un-generous, and unforgiving as they come.

On June 14, she secured ownership of our home and we have to be out before July 31 or face further court action. She couldn't even be bothered to show up and let me face my accuser. The only visual I have of her is this skinny, grizzled old woman in a kerchief on a building site in Mexico.

She managed this with nothing but a flimsy piece of paper, which claims the note was passed to her a month after we signed the security agreement with Buenaventura Capital. I know she didn't have that note in January 2007. We didn't hear her name until sometime in 2010 when Norman Flam sent us a handwritten note on old stationary telling us to pay her.

Norman is a classic sociopath but Bette is not. Yet she has a temper and likely harangued him for the money he borrowed from her till he finally said "here, I bought this house with it". She had the audacity to call Michael a "bully" when he pressed her during a phone conversation to come up with something a bit more businesslike and legal before we would begin paying her.

With her "worldly" experience, and having been the spouse of a lawyer, as well as the mother of one, certainly Mrs. Goldenring knows that business is NOT conducted simply with a handwritten note or a piece of paper with an unattributed signature. And yet - she pushed me out of this house with nothing more.

I wonder if she's done this to other people and if they have stories to tell like I do.

One thing I can say is that all the good works in the world won't make up for the harm she's done to Michael and I over this manufactured home. She's conveniently assigned us to "numbers" more or less by never seeing our faces but that does not diminish the harm she has caused - AND it does not diminish how she's gone against the teachings of the Torah, the Holy Book central to her Faith.

No amount of helping itinerant foreigners will make up for the harm she's caused in her own back yard, figuratively speaking.

Don't worry, Mrs. Goldenring. You'll get your manufactured home. Then you can talk to Norman Flam about the condition it's in. No, we aren't talking about the routine cleaning you'll have to have done once we move. We're talking about it not being mounted properly, causing structural damage you now have to cope with and the fact that the housing market is so depressed that even if you "patch it up" again like Norman did, you still won't get the 78K out of it that you handed that sociopath.

The damage you've caused two disabled people, who wanted nothing but a secure roof over their heads, will go on. In your dreams, you won't be able to escape what damage you have caused. No amount of helping poor Hungarians, Mexicans, or anyone else will make up for the permanent damage you have done to us. No amount of gazing out on your ocean view will be a balm to you, Mrs. Goldenring. Where was your sympathy when you heard we were both disabled and on fixed incomes? Where was your forgiveness? We tried our best to work something out with you but you wouldn't give us the time of day. You couldn't even be troubled to show up in court and face me, the primary person you were displacing, who DID show up, with help of a quad cane. In the intervening days, my legs have gotten worse, and for all the helpless souls you have aided, you couldn't find it in your heart to help one more. One who happens to be of Jewish Hungarian ancestry, which makes your work with my Brethren all that more ludicrous. Just because I have a white face and live in the USA doesn't make me any less deserving of your compassion, Mrs. Goldenring. Think about that when the ghosts assail you in the middle of the night, shaming you for not showing compassion when it would have meant the most.

P.S. You really screwed up this time, Mrs. Goldenring. You could've aided us and made us your Poster Children for Helping the Disabled. Instead we will always be a Big Black Mark on your otherwise spotless record.

Agreement

Jun. 14th, 2012 02:55 pm
magyar_saman: (Default)
We had to go to Mojave, but thankfully it was a short court appearance. No, Ms. Goldenring did not show up, but her lawyer did, and boy did he look sheepish when he took one look at me with my cane and the fact that I was visibly shaking.

Pisses me off that she didn't show up. I wanted a gander at this 88yo woman who was making my life a living hell. I also wanted her to see me, so I ceased to be an abstraction to her.

We have an agreement. Be out by July 31, leave the place "broom clean". Easy enough to do, we just have to find the local dump. Our neighbor Sandy and his sister are going to help us.

Now I take the rest of the day off.

Random

Jun. 13th, 2012 07:43 pm
magyar_saman: (nuclear blast)
We have court tomorrow. Nothing more to be said except it will be a miracle if I don't fall apart beforehand. That is all.
magyar_saman: (Default)
I think I offend her, because I refuse to go on a statin or anything else. I also refuse to see a nutritionist, and NOW is not the time to quit smoking.

At any rate...she gave me antibiotics but refused to give me a diuretic even though every other doctor I've seen about this problem in the past, has. She "wants to make sure it's my heart first." Did an EKG, came out normal - not even a hint of my on-again off-again atrial arrhythmias. I probably inherited my ticker from my father who managed to abuse his till it finally gave out at 62. Drinking and weighing 500lbs will do that. I mean it; the man made me look positively skinny at 296lbs.

That's 296 with roughly 20-40lbs extra water weight, so that means I did lose weight and it wasn't a case of the waistband on my shorts wearing out.

She says to me "So what is the problem today?" I said "Renal failure?" She said "Why do you think that?" I held out my legs, which right now, look about as big as two stovepipes, and said "Well, look!".

SHE couldn't manage to get a pit in the edema but then again, she didn't push long enough for the fluid to move and MAKE the pit. I can get pits just fine.

They did get all excited when I answered most of their PTSD questions with a "yes". I had to add that I knew I had PTSD but it was security-related, not combat-related. The nurse asked if I wanted to see a shrink and I told her I already had one, just need to make a new appointment.

If it isn't my heart doing this then I have no clue what it could be. Kidneys infected? NO clue. Hopefully if it IS infection-related, the antibiotics will clear it out.

In the meantime I am sitting sideways to my desk, with my cordless keyboard across my knees, with my legs on a chair, waiting for M to return with my antiobiotics so I can take some then get some sleep.
magyar_saman: (Default)
Today, I find myself rather ill and more than a little concerned for my heart.

I have a tooth infection that abscesses. I break the abscess, wash out all the gook, hit it with mouthwash and peroxide, then I'm good for about a week. Except -

It is now in my system. I can feel it in my upper jaw, there's slight pressure in both ears, and at the base of my head. My lower sinuses keep gooping up.

Starting last week I began having periods of leg swelling. I've had this before but not for a number of years. I didn't worry about it before because I'd go to bed, the fluid would wash out of my system, and I'd get up the next day peeing like a racehorse. This time I'm worried because I've already had one bout where it did NOT clear overnight and today it's really bad, to the point my lower legs look like sausages.

I had called the VA clinic two days ago and they said they would try to get me in, only to call me back while I was sleeping and tell me I would have to make the 70-mi-one-way trip down to Sepulveda and see a dentist. The next day I was so tired I didn't bother calling them back. When I saw how bad my legs were today, I called right away in the morning, explained patiently that a 140-mile round trip wasn't necessary just to have a dentist put me on antibiotics and send me home - and besides, my legs look like sausages.

She got me an appt for 2:15. This means I won't get any sleep beforehand, but that's ok, I can sleep all I want afterward. I rather stay up and go get the drugs I need to get the swelling under control than ignore it and risk a possible heart attack because all this fluid is very hard on my heart, regardless of its original cause.
===
Last night M and I talked. Even though we have to start paying our loans back in June and we aren't even moved yet, we're doing ok. We've been very conservative with the money and have managed to save a little more than we borrowed. That means we have a war chest to pay the lawyer to fight this and buy us time.

At this point, we are also seriously talking about suing Ms. Goldenring after the fact - especially with my system finally saying "enough" and going completely haywire. Hell - I even spotted a little and I haven't menstruated in nearly a year. I can feel this affecting my MS and that worries me even more because I've started having trouble walking.

I don't want to know what my blood pressure is right now.
magyar_saman: (Default)
I should make something clear lest I piss off friends and other readers -

I am not antisemetic. In fact, I'm part Jew.

My problem with Bette Goldenring is not that she's Jewish - it's that she acts like her heritage makes her somehow better than I am.

I don't care if you're Jewish, white, black, Christian, or a worshipper of the Great Spaghetti Monster - however, if you try to say that your heritage or beliefs make you better than I am - THEN I have a problem with you.

Oh!

May. 9th, 2012 05:14 pm
magyar_saman: (Default)
There's something else which came to light...

Prior to us moving in here, the Carrillo family lived here. We still occasionally get junk mail for both the husband and the wife.

If Norman "borrowed" 78K from Bette to "buy" this home - he defrauded her because he already OWNED this home. That also may prove to be a rather interesting point to kick around in court.
magyar_saman: (bunny in a cup)
...the money Bette Goldenring were to save if she'd listened to me and not hired herself a bloodsucking lawyer who is doing things simply to extract more money from her.

That's right. We still don't have a mortgage. I'm harassing the gal from Wells Fargo, who hasn't answered me. Next I will flood her with telephone calls.

The things that have floored me this past week and a half are (a) took the wind out of my sails to discover that I have to do the work of the creditors to clear my credit history, because the bills I paid off are still listed as owing, and (b) the cats getting sick (we're up to 3 now but thank Goddess they're all recovering).

I am mentally exhausted inside.

We went to see our lawyer today and Bette's bloodsucking lawyer is doing a "discovery" on me - and why is he doing this? Goddess knows. To get more money most likely. After all, this is about the mobile home we're squatting in, not about any other assets I may have.

My lawyer's a smart one. He caught a rather glaring discrepancy in their original legal package and is exploiting it for all it's worth. Bloodsucker tried to get it dismissed, but the judge said no, there's enough here to go forward with it. My lawyer goes to another hearing sometime tomorrow, and we will chat on the phone afterward.

The discrepancy has to do with the security agreement not being struck between myself and Ms. Goldenring, but myself and Buenaventura Capital. There is also a glaring discrepancy between the money they claim Ms. Goldenring is trying to recover via the house versus what the security agreement says. Lastly, there is the ambiguity of the statement which claims the house was "given" to her, with no attribute for the signature, no letterhead, nothing - and it directly conflicts with the security agreement I signed at the same time with Buenaventura.

I also gave our lawyer something else to consider. See, we've paid Buenaventura roughly 50K already. A year ago April, when Michael spoke with Ms. Goldenring on the telephone, she began to cry when Michael related that fact, which more or less says "Norman hasn't paid me a dime." We've been TELLING her to sue Norman - that it isn't us she needs to sue - but her psyche just can't wrap around the idea that another Jew, who is both a family friend and a member of the same Temple, could've swindled her. Sooner or later, she is going to have to face that fact when she finds she has to go to court again to get Norman to pay the back taxes and put the title into her name.

She can't even think about selling this place without that title being free and clear.

Part of their eviction suit includes lawyers fees and court costs, which as of the last document, are stated at $6000. She could've taken $4000 of that and paid off the taxes, got my name off as registered owner, and demanded the title from Norman. Instead, she's paying the ambulance-chasing bloodsucking lawyer Olaf, who is dreaming up ways to creat paperwork and bogus filings just to soak her for more money.

I'm goya so what do I know - or at least she thinks I am. Fact of the matter is my matrineal line - the same one where the Shamanism comes from - was Hungarian Jewish. Of course I was not able to relate that to her; it's not something she wants to hear, nor does she want to hear how much of a hypocrite she is. Yeah, go to Mexico and help those dirt-poor Mexicans...but you get a needy one in your own backyard and you not only spit on them, you harass them to the point where we are contemplating an ethics complaint against her lawyer, followed by a small claims suit against her for fees and suffering.

It's not that I don't want to work with her. Michael and I both have sent her letters offering to make a deal...but we weren't going to pay and pay and pay forever. There was also the matter of the fact that she doesn't have the title. We could pay her and have Norman come along later and say we paid the wrong person and it didn't count. We wanted a solid, signed contract, and neither of them were willing to give it to us.

So now she gets to spend thousands of dollars on a bloodsucking lawyer and she still may not get this house - plus face a possible lawsuit from ME for fees, pain, and suffering.
magyar_saman: (Default)
The court filing is real, no word yet if the taxes have been paid.

When are these assholes going to realize they can't take possession of ANYTHING till those taxes are paid?
magyar_saman: (Default)
I just got served with court papers that have an actual case number. However, the case is not showing up on the Kern County Superior Court website. Michael just jumped into the car to drive to Mojave to check, because their phone numbers are screwed up.

According to the papers, this case was filed on the 27th of March - and it took all this time to serve me? Again, makes no sense. Again, no word as to whether the taxes have been paid.

I knew something was coming. I couldn't get sleepy to save my life this morning.

Sometimes being an Empath and a Shaman can suck big ones.

If this guy had us served with fradulent court papers, I'll have his damned license.
magyar_saman: (batshit crazy)
The Kern County Tax Assessor is insisting we owe a lot more in back liens than the amount listed on my crdit report.

They also have the mistaken idea this mobile home is somehow worth 67K, when the 4-bedroom, well-maintained, with fireplace doublewide across the street sold for 18K. The one next door to it, also well-maintained, is selling for $12K.

The nightmares just keep on a-coming....

In other news, I have to call the VA and talk to Records. I need to get the appeal file number for my appeal a couple of years ago. Got a local lawyer that is looking into taking the case for a percentage of my return.

Our forward motion is running in place, for now, and that does not make me feel any better.

FWIW, I wrote a letter to Bette, with copies to her lawyer, our lawyer, and her son, outlining the situation, and what she must do to legally possess this house. If she refuses to follow the very simple steps, then she's shit out of luck, and she can kiss my ass.

She has to (1) pay the tax liens, (2) get Norman to actually sign the physical title over to her, and (3) get my name off as registered owner.

I'm wondering if I can sue Norman after the dust settles and we're safely into the new home.

For one, it has structural damage they attempted to cover up. There appears to be a crack which goes all the way to the roof; the visible part of it in Michael's bedroom leaks every time we get a decent rainstorm. It was recently discovered that more water is making its way between the walls because mold is developing in Michael's closet.

The toilet in the front bathroom has been non-operational virtually since we moved in. Norman's crew came and replaced the wax ring, but they did not replace the toilet itself. We discovered that the rubber seals on the tank are completely gone. Michael has to flush it with a bucket.

Back when I first had this security agreement with them, David Wright called me and told me he "had to put it into my name to get me into the park." Since we were essentially in a rental situation those first two years, with our rent based on 12% of the remaining balance, my name should never have been listed as registered owner and I should not have paid property taxes. Wright failed to explain to me just what "putting my name on it" entailed. That brings us to the current situation, where Kern County is trying to tell me I owe roughly $1200 more than my credit report says, and tells me my name won't be removed till it's all paid.

My security agreement said nothing about putting the property in my name and making me responsible for the taxes.

All I know is I want out of this place before it collapses around our very ears. I want to be in the new house, with a traditional mortgage, a PITI payment, so I don't have to worry about these things, just make my payment every month.

I want nothing whatsoever to do with the people wrangling over this mobile home, ever again, except possibly in court for fraud and harassment.
magyar_saman: (Default)
You know what keeps me awake? Not knowing if we got the loan from Wells Fargo.

My friend just sent me the money to pay off the listed tax liens but the tax people are trying to tell me I owe much more. I think they have my place mixed up with another one on the same street, because they got the brand name of my mobile home wrong.

I try to go to bed and my mind starts racing. I start writing letters to various people - Bette, Norman, the tax people - and my mind doesn't want to stop. I do eventually get to sleep but then I wake up shortly before sundown.

To say I'm under a load of anxiety is putting it mildly. I just want a mortgage approval so we can move on and get out of this nightmare.

There isn't anything I can do to relieve the anxiety except keep plugging along, paying things off, and praying to Chehooit that we get the mortgage. I've prayed to Her so much that She's alive and well, and little miracles are happening in the desert, including rainstorms.

I hate feeling this way. I hate being scared we won't get the loan. I hate it, and there's nothing I can do about it.

Update

Mar. 20th, 2012 09:51 am
magyar_saman: (Default)
I have been very tired. I slept a good 12 hours yesterday from around 5:30 to 5:30AM. As Michael writes, we made an offer on the new house.

Getting "terror notes" from Olaf Landsgaard doesn't phase me any longer, since I know they're hot air till the taxes are paid. The man is making false statements like mad, and I'm sure the California Bar would like to hear all about it.

Wells Fargo is amenable to giving me a mortgage, as long as I clear my credit history. Thanks to my cousin, I've done that. Now it's just a matter of getting the information to their representative. She called me a few days ago, said she'd send me an email, and did not. I got frustrated and emailed the one contact I had, who gave me her email address. I've since sent an introductory email and am waiting on a reply.

I created a gmail account, not only because I'm concerned that not all emails are making it through AT&T, but also so I have one central place for all housing-related emails.

Now it's a matter of waiting. Waiting for receipts to arrive in the snail mail. Waiting for the rep to answer my email. Waiting.

A good friend of ours is fronting us the money to cover the tax liens, since they seem to be the sticking point, and those will be paid shortly after we receive the money. Then let's see Olaf, Norman, and Bette try to force me out before I'm ready. It'll take them a good two months, and by that time, I'll be moved.

Our lawyer is up to his eyeballs in alligators with a jury trial but we've done our best to keep him informed. About all we'll need from him is a letter to Buenaventura officially turning the house over to them, when the time comes.

Thank you all for your donations, your thoughts, and your good energies flowing our way. I cannot express how grateful I am.

Update

Mar. 12th, 2012 04:28 pm
magyar_saman: (Default)
Thanks to Jon, I paid off all the outstanding bills, save one. The one will be paid tomorrow. I actually hit the daily limit on my debit card.

Got an email in to the Kern County Tax Collector asking about the property taxes, whether I have to pay them regardless, or if they go with the home.

Made an appointment with the realtor for Wednesday to make out a contract and put down earnest money.

Moving forward!
magyar_saman: (Default)
My cousin Jon is a saint. Dun care if he sins like crazy, he's a saint to me.

He's helping me clear my credit history.

I may still have to borrow a little from another friend to actually make the move, but the hard part's over - getting the money to clear my credit history.

Tomorrow, I start making calls and clearing bills.

Right now, I am sitting here letting classic rock pound through my room, dreaming about my new house.

I love you all! Not only is my cousin a saint, but each and every one of you who has lent money and/or support are, too. You've all helped renew my hope that at least a part of the human race has a heart and cares.
magyar_saman: (Default)
It's been a long time in coming...I just cried my eyes out.

Over the fact that what little I had was stolen right out from underneath me.

Over the fact that a collection of relatively trivial debts means more to Wells Fargo than the fact that I have had two mortgages which were successfully paid off.

Over the fact that I just want to get out of this place and into the new house where we can live quietly and do our own thing without people I HAVEN'T EVEN MET fighting over my house.

I am corresponding with my cousin right now, as a last resort, to see if he'll cosign for me. He's retired military with good credit.

Someone please help me.
magyar_saman: (Default)
There is nothing more frustrating than waiting on others...

1. $2656 in unpaid tax liens. The thing that bothers me about this is that literally anyone can pay those liens. If that's the case then they are attached to the mobile home and not me, specifically, so why does Wells Fargo think they are attached to me?

2. $1000 earnest money. I can possibly wrangle this but I doubt I can do it before tomorrow, which is when we wanted to draw up our offer with Century 21 for the new house.

3. Money for moving. There is absolutely no way that either of us can do this move ourselves. Just going to look at the new house tuckered me out yesterday. I have to finally admit that I am in a lot worse shape than even I thought. I just want to hire someone and get the flock out of here.

I am a decorated, honorably discharged, USAF veteran. I was an E4 sergeant below-the-zone when active duty. I got the Commendation Medal as 1985's USAF Airman of the Year first runner up. VA has me at 40% and I've tried to get it bumped up once, but now that I'm 51, it'll be far easier to accomplish that. Only thing is I have to scare up a lawyer and do it, and right now, my main concern is getting out of this house.

I am on 100% SSDI and haven't been able to work since 1995.

There has to be - HAS to be - something that can be done, to get me a conventional mortgage for the new house and get me out of this sucky rathole.

There has to be a special Hell for Norman Flam, David Wright, and Bette Goldenring, despite the second of the three being Mormon (the other two are "good upstanding Jews" - and I say that with disdain, not because I'm antisemitic, but because they are fakes and frauds). They play with people's lives. It's likely the bad memories of the previous tenants here are burned right into the underpinnings of the house. Like Dydan said, the optimal choice would be to burn the place to the ground. That's not happening.

I've been praying to mama Chehooit nonstop. She's gotten me this far...now all we need is a few more people given a gentle push.

If anyone has any bright ideas, feel free to share them
magyar_saman: (Default)
It is beautiful, it is bigger, newer, and will suit our needs so much better than what we have now.

I'm still waiting to hear from the lawyer about a subject, though.

There are tax liens on this house for taxes we couldn't pay because of all the mufty-pufty. A lender is claiming those liens would follow me to the new house because a mobile home is considered "personal property".

The last we've heard from Bette and her lawyer consists of a single sheet of paper which says she was given the house on January 1, 2007. It is signed without a name printed below and it is not witnessed nor notarized.

Now here's my quandary -

I have a friend willing to cover those taxes for me and then I would pay them back. However, if Ms. Goldenring is claiming she was "given" the house in January 2007, that means that a grave mistake was made and it should have been put in her name - not mine. That also means that I do not owe those taxes, she does.

So, what I'm waiting to hear from the lawyer is whether I should have those taxes paid so I can go ahead and get out of here, leaving Norman and Bette to duke it out - or if we should press that she get the place in her name, making her liable for the back taxes, and taking them out of my name.

I can't wait very long. If there are any paralegals out there who wish to give a completely free and unbinding opinion, have at it.
magyar_saman: (Default)
There is a 4-bedroom home with more space AND a fireplace one street over. They're asking 40,000. I sent a message to the realtor to contact me.

This home would suit our needs even more and would get us out of here, leaving Bette and Norman to fight over it.

I could use a fresh start.
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